[gB dAvId x]

So i wanted to check my credit... I initially signed up for the Equifax Credit Watch and well it didn't tell me my fico score, that was only 4.95, no big deal... anyways so then i signed up for the Equifax score watch which is like 7.95 or 8.95 don't really remember, so i check my score, its 813! I don't know if it's Equifax, but damn is that high or what? I remember a while back, i did a 3 in 1 credit check, and one of them was usually higher then the other, maybe this one was it? Anyways, yeah i'm pretty amazed, i have 2 major accounts open... 1 with paypal, now owned by washington mutal, that was my first credit card, i have a limit with them at 6500 that is at $0 balance and i have a Bank of America credit card, limit at $2800, i owe like $320 on it which i use kinda regularly, i plan on having it payed off pretty soon. Right now im saving for a lcd so that will go on the credit card and help it out even more, yay for good credit!

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[Eps]

WTF. Every single god damned time I've tried to check my credit score online over the past 3 years (so thats 3 attempts) the site will come back and say "oh sorry we are experiencing technical difficulties right now." Then it won't let me try to check again. ARG. NO clue what my credit score is.

[gB dAvId x]

you should try a different credit report place, lol, there are two other main ones, transunion and somethin else i can't remember...

[WoodButcher]

Way to go! Experian is the other reporting agency.

[GOG427]

good job! so can co-sign a loan for me. not much only $100,000

[Pope John]

i though 800 was the cap on credit scores? or is it 900?

or were they smart and used a nice round 1000?

[gB dAvId x]

the cap is 850... through providian i was also able to check my credit score, since i haven't used it since dec. 06, it says my score is 762 through tranUnion.

[ThatHideousStrength]

Did it cost money to do that?

[Scooby]

Haha, if i check mine im checking through Equifax now, what a fucking ego boost.

[mistawiskas]

My unsecured debt is borderline out of hand at the moment. My score took a dump first quarter, but this is temporary. My debt-to-income ratio went up when I bought them two vehicles, the same will happen if you purchase a new home......especially if you reduce the savings acount to make big down payments. The fact that an ex put the shitty on me with the courts involving child support fucks with my credit score immensly. They don't take into account that, in Oregon, the DOJ backdates all support to automatically get you in arrears so they can automatically guarnish your wages and there's no way out of it. So, if you have kids and get divorced/estranged from S/Ow/kids in Oregon and have a dick between your legs.....you'll have shitty credit, it's automatic by design. You don't even have to ever be married.

[nidex]

Originally Posted by djmihow

Did it cost money to do that?

Yeah, he said it was like $9.

[czechrboard tassia]

Nice! I have no idea what my credit score is, but somehow I was able to take out a $34,000 loan without a cosigner this year.

[Coleman]

freeee credit report dot commmmmm

[Cr@cKpiPe tE@sEr noOb!]

Originally Posted by Coleman

freeee credit report dot commmmmm

I hate you. I hate that jingle.