[Mr. Ali]

Alright gang my car insurance liability coverage is laughable and my insurance agent has always bugged me to increase them. I think its something like 25k/30k/30k
(bodily injury per person/bodily injury per incident/property damage per incident)

I know that is a scary low amount and wanted to find out what coverage you guys have to get a better idea of how much to increase mine.

I was thinking going to:

100k/300k/75k

What do you think?

[Chainblade]

Bodily Injury Limits - $25,000/$50,000
Property Damage Limit - $10,000
Underinsured Motorist Bodily Injury Limits - $25,000/$50,000
Underinsured Motorist Property Damage Limits - $10,000 w/ $100 DED

2007 Kia Optima has:
Comprehensive Coverage & Deductibles - $500 deductible
Collision Coverage & Deductibles - $1,000 deductible

1992 Ford Explorer just had liability

pay $256/month. Policy with my g/f. I'm 24 and she's 22.

at this point in my life, I'll take the risk with not as good coverage and be screwed later if something happens. I can barely afford the insurance as it is anyways, let alone if I had better coverage. At least I can squeak by and afford it though. There was a time or two where I couldn't. If you can afford it, get whatever you want.

[Torx]

im with farmers at age 26, $147 a month, full coverage.

Bodily Injury / Property Damage 35/70/50
Uninsured Motorist Bodily Injury 35/70
Uninsured Motorist Property Damage 50/200
Medical Coverage 2000
Comprehensive $500
Collision $500
Glass Deductible Buyback Yes
Towing Yes
Collision Plus/Loss Of Use - K5 Yes

[tweakmonkey]

No towing, no rental, no medical coverage, no roadside service.
Full coverage on my 01 Honda Insight
Liability on my 92 Talon TSI AWD

I can't remember my limits, but they're about midway up the scale. I do have uninsured motorist protection.

I pay about $100/month from eSurance for both cars.

[ShabazKillaX]

I've got 100/300k as required by my lease. I think my insurance is around ~$200/month for the wife and I with both our cars covered - 2007 Miata and a 2008 Acura TSX - through Progressive.

[nidex]

Bodily Injury 25k/person, 50k per accident
Property Damage 25k/accident

[mattdev]

100/300 full coverage, uninsured motorist, etc. 2008 Prius.

$300/month.

[mistawiskas]

35/70/50 on liability, 500 deduct on comp/col.
Hartford (through AARP suckahs) was 85/mo full coverage on '06 G6GT and '06 Canyon 2X4. Then the wife got a friggin speeding ticket (78 in a 65) and it got jacked by 30/mo, so $115/month for full coverage on both rigs.

[sims]

2 million third party liability.


200K is the min. our insurance allows.

[El_Presidente_Pufferfish]

Originally Posted by ShabazKillaX

I've got 100/300k as required by my lease. I think my insurance is around ~$200/month for the wife and I with both our cars covered - 2007 Miata and a 2008 Acura TSX - through Progressive.

When'd you join the TSX club?

[ShabazKillaX]

Originally Posted by El_Presidente_Pufferfish

When'd you join the TSX club?

About a year ago.

[nidex]

I want a TSX

[Juballharshaw]

100/300/50
Med=5k
Comp/Glass=250 deduct
Collision=500
Emer Roadside
25/day car rental

$789.62/6 months on an '04 Accord V6 EX-L for an under 25 male.

[Mr. Ali]

Heh, I just checked my moms coverage:

250/500/100
uninsured: 250/500

Pays $300 every 6 months. I guess thats what you pay when you are old/drive a 1997 corolla/no comprehensive.

I think I will increase mine to:

100/300/75 (too many 7series/S class cars in this area)

Btw I currently pay 600 every 6 months for a 2006 honda civic with comprehensive. I will report back with how much of an increase I am looking at.

Thanks for your responses, they were highly valued.

[PencilWntGtU2TheMoon]

Zero. I own no cars. I use some, but don't own any.

[Miller]

0/0/0

yea start yellin at me